How a Loan against Mutual Funds can save you money (and time) – Part 3: The How

Below is the broad process flow for availing Digital Loan Against Mutual Funds: 1. Click on Digital LAMF link: https://apply.hdfcbank.com/dapweb/las 2. Enter Customer ID, mobile number & captcha 3. Authenticate yourself using existing NetBanking Customer Id and password 4. Fill the online application. Please remember to enter Shadow LG Code 318325 to get the best […]

How a Loan against Mutual Funds can save you money (and time) – Part 2: The Why

A Loan against Mutual Funds (LAMF) can be used for numerous use cases but it works best when the money required is for the short term or in case of an emergency. LAMF is also ideal when repayment time is uncertain or a conventional loan cannot be availed of due to bank finding you unsuitable […]

How a Loan against Mutual Funds can save you money (and time) – Part 1: The What

Most of us at one point or the other have availed of a personal loan. The process typically goes like this. You submit a bunch of personal documents and after a lot of back and forth the bank disburses you a loan at a high rate of interest (typically > 14%). Loan against Mutual funds […]

Psychological Biases That Impact Investment Decisions

Psychological biases play a vital role in investment decisions. Are you also prey to these common psychological biases.

The Contrarian Investor

The term ‘contrarian’, in everyday life, usually signals to do something full of danger or risk. “Herd behaviour” or doing what everyone else is doing has been physiologically ingrained in us right since ancient times when not running with the entire tribe could mean being run over by a rampaging animal. In the world of […]

How to buy the new iPhone XS without hurting your pockets

The recent launch of the iPhone XS and XS max is giving Apple users the feel of an early Christmas! It’s no surprise that the latest iPhone XS will burn a hole in your pocket as usual! No wait actually it might just incinerate your pocket completely! Apple has come out with its latest versions […]

The Truth About Equity Linked Saving Scheme (ELSS) and SIP

Mutual funds are one of the most sought-after investment avenues when it comes to generating an alternate source of income. However, to a newcomer, the different terms associated with mutual funds could often be confusing. One such confusion is between Systematic Investment Plan (SIP) and Equity Linked Saving Scheme (ELSS). While ELSS is a vehicle to […]

Guide to choosing mutual funds

Choosing a good mutual fund to invest in is a reverse engineered process. We would like to shed light on this process so that investors can take informed investing decisions. Even before one begins to assess which mutual funds to buy, it is important to first understand the concept of asset allocation. In simple terms- […]

The 20 Something Investment Strategy

Investmenting is an acquired skill and must be developed from an early stage in life. But it’s never too late to ever start investing. A Chinese proverb says – “The best time to plant a tree was 20 years ago. The second best time is now” Now is the best time to start investing! The […]

Is It Possible To Invest In Mutual Funds For A Monthly Income?

Mutual funds have quickly gained the reputation for being user-friendly investment instruments. Almost every soul old or young is now viewing mutual funds as a safe investment option and have started investing in their personal capacities. Where investments are usually done from the point of view of saving and earning returns on the invested amount. […]

Why Should You Invest With Moneyjar

When it comes to investments, everyone wants to tread with caution. Having said that, mutual funds have made their way into people’s consciousness as a superior form of personal investments. Moneyjar couldn’t agree more. We let you invest in well researched mutual funds so your money can work for your goals. But for those who still […]

Most Common Mistakes People Make While Investing

This reminds us of a quip from Charlie Munger (Warren Buffet’s right-hand man) that really sums up ideal behavior when it comes to managing your money. “It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.” Ask us and […]

Should one invest in SIP if the markets are down?

It is a reasonably well-known fact that mutual funds are usually long-term investments and do see a few ups and downs in their lifetime. When asked whether it’s alright to invest in SIP when markets are down, we present a slight contrarian viewpoint. You will a lot of people talking about the many benefits of […]

Secrets about the mutual fund industry which are not known to the layman

Let’s speak of the unspoken truths about the mutual fund industry. The dividends that you receive from the mutual funds are not really “tax-free” It might be tempting to choose the dividend mode on mutual funds, thinking that you are receiving tax-free income. Do note that the mutual fund houses have to pay something called […]

Should you invest in real estate or mutual funds?

Whether one should invest in real estate or mutual funds is a question that haunts many minds. However, it’s impossible to answer this question truthfully without knowing the exact circumstances you are in. For the sake of understanding let’s assume that you are buying a house for investment and not for consumption purposes. Having assumed […]